| 摘要: |
| 用古诺特产量竞争模型对金融机构通过金融创新独立开发和合作开发新产品（或服务）的两种形式进行了比较分析。结果表明，由于金融产品创新具有易模仿性的特点。金融机构采取合作开发新产品的方式，更有利于实现利润最大化和生产成本最小化双重目标；同时，也能鼓励金融机构加大金融产品开发资金的投入。刺激金融创新；随着合作开发金融机构数目的增多。越有利于降低生产成本。 |
| 关键词: 古诺特产量竞争 金融产品创新 易模仿性 |
| DOI： |
| 分类号:I207.42 |
| 基金项目:农业部环能软科学基金项目“新阶段我国农业科技发展政策研究”（2003HJJ045） |
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| Game analysis of financial institutional product innovation form |
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GUO Cui-ying,GUO Cui-ying
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| Abstract: |
| A comparative analysis of two forms of financial products (or service),independent development and cooperative development,was carried out with the Notter output competition model.Results showed that cooperative development can achieve maximal profit and minimal cost due to easy imitation of the financial products;Meanwhile the cooperative development can encourage the financial organ to enlarge capital investment to stimulate financial innovation;And the cost can be reduced with the increase of the cooperative financial organizations. |
| Key words: the Notter output Competition financial product innovation easy imitation |
